Our Scans · Re-Engineering of the Financial Stack (Digital, Tokenised, AI-Native) · Weekly Summary

• [New] The Middle East is poised to become the world's fastest-growing fintech hub, with net revenue projected to grow by 35% annually through 2028, significantly outpacing the global average of 15% (McKinsey). Global Finance Magazine
• [New] Driven by Vision 2030 and AI adoption, Middle East fintech is rapidly emerging as a government-backed financial hub, reshaping payments, banking, and digital ecosystems. Global Finance Magazine
• [New] Fintech The wave of AI infrastructure investment is reshaping global capital markets, but hidden debt risks cannot be ignored. X (formerly Twitter)
• [New] Crypto asset technologies have the potential to revolutionize America's financial infrastructure and deliver new optionality, efficiencies, cost reductions, transparency, and risk mitigation for the benefit of all Americans. Yahoo! Finance
• Open banking is expected to have a positive impact across the financial sector by strengthening collaboration between banks and fintechs, enhancing financial infrastructure and enabling the responsible use of customers' financial data within a secure, consent-driven framework. Pinsent Masons
• Vendors that move quickly to establish fintech partnerships and regulatory licences in growth markets, particularly India, Nigeria, and Indonesia, will create durable competitive advantages that pure-software platforms cannot easily replicate. Persistence Market Research
• The future of fintech in The Gambia will depend largely on infrastructure and policy execution. The Fintech Times
• The quantum-AI convergence exposes vulnerabilities in legacy financial infrastructure. AIGums
• A decade ago, few would have predicted that Lithuania would become one of Europe's most active fintech destinations. The Fintech Times
• McKinsey's latest research highlights that the emergence of stablecoins, tokenized deposits, and other forms of on-chain money could drive a multi-trillion-dollar transformation in financial infrastructure, signaling a new era for blockchain-enabled commerce. Antier
• The fintech firms segment is expected to grow at a significant CAGR in the coming years, owing to their digital-first models and strong demand for AI-powered automation across payments, lending, compliance, and engagement services. Precedence Research
• As Europe moves towards broader open finance initiatives, Lithuanian fintech firms could find themselves well-positioned to benefit from additional data-sharing frameworks. The Fintech Times
• The Middle East and Africa are expected to grow at a notable CAGR in the foreseeable future, as digital banking continues to transform rapidly and fintech investments surge. Precedence Research
• Guatemala presents opportunities in the digital trade sector, particularly in e-commerce, fintech, and digital services. Roza.Pace@trade.gov
• The fact that remittances are one of the biggest fintech opportunities of the decade is inarguable. Ventureburn
• Every cross-border transaction within Asia Pacific is an opportunity for fintech. TechBullion
• Sectors expected to grow strongly in 2025 and 2026 include AI, fintech, healthtech, clean energy, cybersecurity, space tech, and advanced manufacturing. Mean CEO's BLOG
• In 2026, several emerging fintech technologies are expected to dominate the landscape. Sterling Finance Training Institute
• JPMorgan's move is important because it shows a large incumbent acknowledging that fintech is no longer an external threat. News, Events, Advertising Options
• The next phase, through PSD3 and the wider EU open finance agenda, could give Danish fintech firms more room to build services around data, identity, embedded finance and personalised financial management. The Fintech Times
• For Fiji and the wider Pacific, fintech may ultimately prove less about disruption and more about connection - connecting islands, connecting underserved communities to finance, and connecting smaller economies to the increasingly digital global economy. The Fintech Times
• As blockchain becomes an ever-larger part of the world's financial infrastructure, scalability will be a large part of which networks successfully achieve institutional-scale adoption. The Digital Asset Infrastructure Company
• Although Islamic FinTech currently represents a small share of total industry assets, its strategic significance far exceeds its size and is expected to increase materially by 2026. alhudacibe

Last updated: 16 July 2026