Our Scans · (FS.4.04) Insurance Underwriting · Weekly Summary

• The FCA plans to work with consumer groups, insurers and trade bodies to increase home contents insurance uptake among social renters, and to also focus on travel insurance underwriting decisions for consumers with pre-existing mental health conditions. Debevoise
• A research study from Oxford University has found that adopting at least four views of risk can make a significant difference to catastrophe insurance underwriting performance, which presumably also applies in the reinsurance and insurance-linked securities worlds. Artemis.bm
• DUAL UK, the underwriting arm of Howden Group Holdings, has launched a new Credit Risk Insurance solution aimed at helping clients manage the challenges associated with cross-border trade and investment. ReinsuranceNe.ws
• During 2026, the FCA will evaluate the risks and opportunities of AI in insurance, including its use in underwriting, claims and consumer services, and identify barriers to adoption. Debevoise
• Earlier in February, the North Carolina Insurance Underwriting Association came back to the capital markets seeking $350 million of annual aggregate named storm reinsurance protection from what will be its seventh catastrophe bond under its Cape Lookout Re Ltd. program of deals. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Swiss Export Risk Insurance is supplying a counter guarantee underwriting approximately 50% of the total facility, propping up power equipment exports from Switzerland. Global Trade Review (GTR)
• As awareness rises and underwriting processes evolve, cyber insurance could become a much more widespread feature of the UK business landscape helping companies manage risk more effectively in an era where digital threats are an everyday reality. REG Technologies
• Confronted with increasingly complex risks, the global insurance industry faces many emerging challenges to traditional underwriting and risk management frameworks, particularly from the evolving perils of climate and cyber risk. Actuarial Review Magazine

Last updated: 18 June 2026